Proposal 1
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Free comparison worksheet
Put every car insurance quote on the same page
Enter up to three written quotes. The worksheet highlights differences in term length, coverage, deductibles, fees and conditions before comparing total cost.
- Free to browse
- No account required
- Named sources
- Capacity
- Two or three proposals
- Data handling
- No worksheet submit or save action
- Purpose
- Organization, not coverage advice
Interactive worksheet
Put the policy details before the price
Copy the values from each written proposal. The worksheet flags missing fields and coverage differences before it identifies the lowest entered policy-term cost.
Private by design: this worksheet has no submit or save action. Values remain in this page state and reset when the page is refreshed.
Proposal 2
Quote 2
Comparison check
Complete the core fields before comparing price
A lower premium can reflect less coverage, a different term or a condition that does not fit your household.
Missing or unclear
- Quote 1: policy-term premium
- Quote 1: all three liability limits
- Quote 1: UM/UIM form, limits or rejection
- Quote 1: first-party injury benefits
- Quote 1: collision selection or deductible
- Quote 1: comprehensive selection or deductible
- Quote 1: rental reimbursement limit or exclusion
- Quote 1: pricing conditions review
- Quote 2: policy-term premium
- Quote 2: all three liability limits
- Quote 2: UM/UIM form, limits or rejection
- Quote 2: first-party injury benefits
- Quote 2: collision selection or deductible
- Quote 2: comprehensive selection or deductible
- Quote 2: rental reimbursement limit or exclusion
- Quote 2: pricing conditions review
Different between quotes
No difference detected in completed core fields.
| Quote | Term cost | Monthly equivalent | Liability | UM/UIM | Collision / comp |
|---|---|---|---|---|---|
| Quote 1 | — | — | — / — / — | — | — / — |
| Quote 2 | — | — | — / — / — | — | — / — |
*Monthly equivalent is the entered policy-term premium plus known extra fees, divided by the number of months. It is not an installment quote and does not include a fee you did not enter.
Use the written proposals
Three steps to a cleaner comparison
- 01
Copy, do not estimate
Use each proposal's policy term, premium, limits, deductibles and included coverages.
- 02
Resolve every mismatch
Ask for revised proposals when a limit, deductible, term or discount condition differs.
- 03
Read the final documents
Verify the application, payment schedule and issued policy before paying or replacing coverage.
What the worksheet checks
A price comparison needs the same policy design
The tool compares only the fields you enter: term length, term premium, known extra fees, three liability limits, UM/UIM, first-party injury benefits, collision and comprehensive selections, rental reimbursement and common pricing conditions. It will not label a quote as the lowest entered cost until those core entries match.
It cannot determine whether a limit fits your finances, whether an insurer will issue the policy or how a future claim will be handled. Use the result to prepare questions for a licensed insurance professional, not as a personalized recommendation.
Before you compare
Check the details behind each quote
Use these guides to understand state minimums, coverage, deductibles and insurer details before comparing prices.
State requirements
Confirm the legal floor and state-specific selections.
Open guide →Coverage types
Identify what each line of the proposal generally covers.
Open guide →Choosing deductibles
Compare the premium change with cash available after a claim.
Open guide →Compare companies
Review public company facts separately from the quoted price.
Open guide →Quote comparison worksheet FAQs
After the worksheet
Need current proposals to compare?
A free Show my rates request may be reviewed by a listed licensed partner if one is available for the profile and area. Submission does not guarantee an insurer, price or partner response.