Start with how you would buy and get service. Then confirm any optional program and the exact underwriting company named on the proposal before you compare the price.
Check these facts: Allstate: auto insurance shopping paths (opens in a new tab) · Allstate: Drivewise (opens in a new tab) · Allstate: Milewise support (opens in a new tab)
Before you request a price
Check how Allstate sells and services a policy
Open the company's own pages to confirm how you can buy, get service and use any optional program. These links help you verify the offer; they do not signal an endorsement or quote partnership.
Choose a quote channel
Allstate presents online, phone and local-agent entry points. Record which channel produced the proposal because the service relationship matters after purchase.
Map post-sale service
The official support center separates policy, billing, claims and digital-account tasks. Check whether the route you prefer is available for the policy you are considering.
Separate the two programs
Drivewise evaluates driving behavior; Milewise is built around daily and per-mile pricing. They answer different household-use questions and should not be treated as one discount.
Optional program check
Drivewise and Milewise require different decisions
Drivewise is an app-based driving program. Allstate says recorded behaviors can include speeding, braking, phone activity and late-night driving, and that high-risk driving may increase a rate in some states. Milewise instead uses a daily rate plus a per-mile component and supporting device.
Allstate program records: Allstate: Drivewise (opens in a new tab) · Allstate: Milewise support (opens in a new tab)
Put these answers beside the price
- Ask whether Drivewise can affect the price upward as well as downward in the policy state.
- For Milewise, estimate realistic annual mileage and confirm how mileage is captured and corrected.
- Request a clearly labeled proposal without either optional program so the base policy remains comparable.
Decision worksheet
Questions to answer before choosing Allstate
Put the answer beside the proposal—not in a separate note—so it remains attached to the limits, deductibles, drivers and effective date being compared.
Who will service the policy after the quote?
A local-agent relationship and direct digital service are different operating models even when the carrier name is identical.
Verify: Allstate: auto insurance shopping paths (opens in a new tab) · Allstate: help and support (opens in a new tab)
Is the household deciding about driving behavior or low mileage?
Drivewise and Milewise use different inputs, so the right comparison depends on the actual use of the vehicle.
Verify: Allstate: Drivewise (opens in a new tab) · Allstate: Milewise support (opens in a new tab)
What happens when Drivewise records higher-risk behavior?
The program disclosure says the pricing effect can differ by state and can include an increase in some states.
Can you see the same coverage without a program?
A separate base proposal makes it possible to identify whether a quoted difference comes from coverage, channel or program participation.
Verify: Allstate: auto insurance shopping paths (opens in a new tab) · Allstate: Drivewise (opens in a new tab)
Check availability at your address
A national company profile cannot establish that a product, program or filing is available at one address. Start with the all-state car insurance directory, review the rules where the vehicle is garaged, and then ask Allstate to confirm the exact product and underwriting company on the proposal.
To compare this company with another insurer, return to the company reviews. Keep the drivers, vehicles, limits, deductibles and effective date identical across proposals.
Check the facts
Company records used on this page
Reviewed August 2026. First-party links document the company, shopping paths, service routes and programs. AM Best links identify a named company or rating unit; they are not price or service scores.
- CompanyAllstate Corporation: company history (opens in a new tab)
First-party history and corporate-structure context.
- Shopping and serviceAllstate: auto insurance shopping paths (opens in a new tab)
First-party auto page describing online, phone and local-agent quote paths and state-dependent product availability.
- Shopping and serviceAllstate: help and support (opens in a new tab)
First-party policy, billing, claims and digital-service entry points.
- ProgramAllstate: Drivewise (opens in a new tab)
Current program description, data use and state-availability disclosures.
- ProgramAllstate: Milewise support (opens in a new tab)
Current first-party description of the pay-as-you-go product and how mileage is captured.
- Financial strengthAM Best: Allstate Insurance Group rating review (opens in a new tab)
The rating applies to the named AM Best rating unit and is not a score for price or service.
Financial-strength ratings are opinions about an insurer's ability to meet ongoing obligations. Confirm the current rating and the exact underwriting company named on a quote or policy.
Allstate comparison questions
ShowMyRates is an independent comparison service and is not affiliated with, endorsed by, or sponsored by Allstate. Official company links are provided for research and do not identify quote partners or personalized matches. Company names and marks belong to their respective owners. See our editorial policy.