Start with how you would buy and get service. Then confirm any optional program and the exact underwriting company named on the proposal before you compare the price.
Check these facts: State Farm: agent locator (opens in a new tab) · State Farm: auto insurance service FAQs (opens in a new tab) · State Farm: Drive Safe & Save (opens in a new tab)
Before you request a price
Check how State Farm sells and services a policy
Open the company's own pages to confirm how you can buy, get service and use any optional program. These links help you verify the offer; they do not signal an endorsement or quote partnership.
Select an actual agent
State Farm's official locator searches for an agent by area. Compare office access, communication options and who will handle future policy changes.
Understand the quote handoff
State Farm's auto FAQs explain that quote and application questions can be routed through an agent. Keep the selected office attached to the proposal record.
Check program eligibility
Drive Safe & Save has state, smartphone and vehicle rules. Confirm each one for the household before expecting the program to appear.
Optional program check
Drive Safe & Save starts with vehicle and state eligibility
State Farm describes Drive Safe & Save as an app-based program using a smartphone. Its current page excludes California, Massachusetts and Rhode Island and lists vehicle-eligibility limits, so participation cannot be inferred from the carrier name alone.
State Farm program records: State Farm: Drive Safe & Save (opens in a new tab)
Put these answers beside the price
- Confirm the state is included and each enrolled vehicle meets the current eligibility rules.
- Check smartphone access and which household drivers must interact with the app.
- Ask the selected agent for the same coverage proposal without the program.
Decision worksheet
Questions to answer before choosing State Farm
Put the answer beside the proposal—not in a separate note—so it remains attached to the limits, deductibles, drivers and effective date being compared.
Which agent and office will own the relationship?
State Farm centers the shopping and service path on its agent network, making the actual office part of fit.
Verify: State Farm: agent locator (opens in a new tab) · State Farm: auto insurance service FAQs (opens in a new tab)
Has another insurance company actually been quoted?
A State Farm agent is a State Farm channel; a broader market comparison requires separate proposals.
Are the state and vehicles eligible for Drive Safe & Save?
The official program page lists both geographic and vehicle restrictions.
Which State Farm company is named on the quote?
AM Best's disclosure applies to the named company, and related entities can have different ratings.
Verify: AM Best: State Farm Mutual Automobile Insurance Company disclosure (opens in a new tab)
Check availability at your address
A national company profile cannot establish that a product, program or filing is available at one address. Start with the all-state car insurance directory, review the rules where the vehicle is garaged, and then ask State Farm to confirm the exact product and underwriting company on the proposal.
To compare this company with another insurer, return to the company reviews. Keep the drivers, vehicles, limits, deductibles and effective date identical across proposals.
Check the facts
Company records used on this page
Reviewed August 2026. First-party links document the company, shopping paths, service routes and programs. AM Best links identify a named company or rating unit; they are not price or service scores.
- CompanyState Farm: about the company (opens in a new tab)
First-party company, service-model and mutual-organization context.
- Shopping and serviceState Farm: agent locator (opens in a new tab)
First-party directory for locating a State Farm agent by area.
- Shopping and serviceState Farm: auto insurance service FAQs (opens in a new tab)
First-party quote, application and account-service guidance.
- ProgramState Farm: Drive Safe & Save (opens in a new tab)
Current program, eligibility and state-availability disclosures.
- Financial strengthAM Best: State Farm Mutual Automobile Insurance Company disclosure (opens in a new tab)
The rating applies to the named underwriting company; related entities can carry different ratings.
Financial-strength ratings are opinions about an insurer's ability to meet ongoing obligations. Confirm the current rating and the exact underwriting company named on a quote or policy.
State Farm comparison questions
ShowMyRates is an independent comparison service and is not affiliated with, endorsed by, or sponsored by State Farm. Official company links are provided for research and do not identify quote partners or personalized matches. Company names and marks belong to their respective owners. See our editorial policy.